Online shopping safety tips
These are some really simple ways to shop safely online you can use every day:
- Research retailers online to make sure they’re legitimate.
- Make sure the website is secure.
- Know your rights and the company’s returns policy.
- Keep software and virus protection up-to-date and use strong passwords for online accounts.
- Don’t use public Wi-Fi. Your standard data connection is more secure.
- Pay using a credit card. You will have more protection. Alternatively, online services like PayPal mean scammers will not be able to get hold of your bank details.
- Be smart. If a deal looks too good to be true, it probably is.
You can find out more about these tips in the rest of our guide.
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When making purchases or selling on Internet trading portals, always read the buying and selling instructions carefully.
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Make sure you understand the policies of the website you are dealing through– particularly regarding what it will and won’t do if something goes wrong or a fraudulent transaction occurs. You should be able to find this information easily in its terms and conditions.
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**If you can, do your homework on the buyer or seller.**When transacting through an online trading post like Gumtree, make sure that you have the other person’s proof of identification, proof of residence, and correct and confirmed contact details.
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When carrying out the transaction, ensure that the transaction is witnessed by at least one person, and that a receipt is issued.
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**If the seller is a business, check its real-world presence.**If they provide a phone number, call them up and verify their details. But remember that overseas sellers may be harder to chase in the event of a problem.
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Check online stores’ privacy and returns policiesto be sure your information will not be shared and that you are not stuck with merchandise you didn’t order.
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Be clear about shipping and delivery costs(for example, whether or not they are included and if not, if they are clearly stated).
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Be clear about methods of paymentand whether any of these attract any extra costs.
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Always provide the absolute minimum necessary personal informationto sellers and buyers – and nothing more.
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Bear in mind that paying by credit card offers greater protection against fraudthan other payment methods – since banks often have measures in place to deal with credit card fraud.
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Always double check all details of your purchasebefore confirming payment.